Our Legal Services
For help with your legal issues in Florida, look no further than The Andres Lopez Law Firm. With us, you will receive personal attention from a lawyer who will aggressively and efficiently represent your interests. We combine fresh ideas with high professional standards to effectively help our clients in Fort Lauderdale and throughout South Florida.
Our Legal Practice Areas
Insurance coverage: We represent clients in first- and third-party claims when insurance companies refuse coverage.
Commercial litigation: Our efficient and effective approach to business disputes helps our clients resolve problems quickly.
Personal injury and premises liability: If you were injured because of another driver’s negligence or the negligence of a property owner, we can help you seek compensation for medical bills, lost wages and other costs resulting from the injury.
Foreclosure defense: Contacting an attorney early in the foreclosure process is one of the most important things you can do to defend against foreclosure. We can walk you through the foreclosure process and candidly explain all of the options you have to save your home.
Loan modification and workout options: A loan modification may be available whether you are in default or not. We can help you understand your various workout options and offer advice about which option is best for your situation.
Short sale representation: As an alternative to foreclosure, it is sometimes possible to sell a property for less than what you owe and negotiate with the bank to eliminate the remaining debt. Having an experienced attorney help with this process is important to ensure that the bank does not seek a deficiency judgment against you.
Deed in lieu of foreclosure: Instead of going through foreclosure, it is sometimes possible to give the deed to the bank in exchange for the forgiveness of your debt. As with a short sale, it is vital to have an attorney involved so that the process is completed properly.
Mortgage securitization: Mortgages can be treated like any other asset that is turned into a security. In other words, banks may sell their mortgages to investors, insurance companies and other financial speculators. This can make it difficult to find out who actually owns the mortgage. It may be possible to put a stop to foreclosure actions if the party who is attempting to foreclose is not the owner of the loan or if the chain of transfer was not properly followed.
Predatory lending: This occurs when mortgage companies, brokers, real estate agents and others take advantage of inexperienced homeowners who are seeking a loan. At best, this practice is unethical. At worst, it is illegal and can provide you with a strong defense against foreclosure actions.
Foreclosure surplus funds: If your home is sold in a foreclosure sale at a price higher than what you owe (either on the mortgage or you owe condominium assessments), you may be entitled to recover those surplus funds. The Andres Lopez Law Firm helps homeowners recover the foreclosure surplus funds.
Contact The Firm
To schedule a consultation with an experienced attorney, contact The Andres Lopez Law Firm toll-free at 800-785-1738 or locally at , or use our online form. Evening and weekend appointments are available upon request. Se habla español.