The Andres Lopez Law Firm

foreclosure defense Archives

How many missed mortgage payments before a foreclosure starts?

There are many people in the Coral Springs area who own their own home. Owning a home is one of the main goals of an adult. Owning a home is a big deal and is often very expensive, taking a big chunk of a person's monthly income. Occasionally, something happens and a person is not able to make a mortgage payment. How long does a person have before a foreclosure begins?

How does a short sale work?

Previously, this blog has discussed various ways a Florida homeowner or business owner can defend against a foreclosure action. After all, even responsible Coral Springs residents may, due to unforeseen circumstances like a layoff, a medical problem or even a divorce, can find themselves unable to keep up on their house payments or with their businesses.

Defending against mechanics' liens

A previous post on this blog talked about an unusual foreclosure action in which a municipality is foreclosing on a piece of property because of unpaid fines. This is just one example of a situation in which a foreclosure involves a lien that is not a mortgage. While most foreclosures involve mortgages that have fallen delinquent, there are in fact many other ways in which a person or business can obtain a lien over a piece of property.

Tall grass leads to possible foreclosure

Falling behind on mortgage payments is the most obvious cause of foreclosure. But, a 69-year-old homeowner in Dunedin is engaged in a foreclosure defense against that city's code enforcement board. It is trying to foreclose on his home because he accrued $30,000 in unpaid fines for uncut grass since 2018.

Government-backed loan modification programs

There are occasions in which a Coral Springs, Florida, family can legally fight off the foreclosure of their home. Many banks and other lending institutions are not always careful about following this state's foreclosure laws and related legal provisions. In certain cases, their lack of attention to detail can stop or at least slow down a foreclosure.

Mortgage fraud can threaten equity and savings

Mortgage borrowers should guard against mortgage scams, which can mislead them into entering loans that are difficult to repay or ultimately jeopardize their foreclosure defense. High interest rates, other credit and closing costs and unclear documents can be financial quicksand. Documents should be carefully read and reviewed. A purchaser should not sign any agreement if there are new terms that were not disclosed to them. Explanations should be provided on any cost, term or condition that is too high or ambiguous.

How can one avoid foreclosure?

When individuals in Florida and elsewhere purchase a home, they often do not think about losing the house because they cannot afford it. Whether it is a starter home or a dream home, individuals and families seek to remain in their home until they seek to move or have passed. Unfortunately, financial problems can alter these plans. When financial hardships occur, it can be challenging to navigate these matters. One does not want to think about losing their home; thus, they seek out ways to keep their home while they sort through their financial problems.

Super Lawyers

We advise and represent clients in Fort Lauderdale, Coral Springs and throughout South Florida.

Frequently Asked Questions
Email Us For a Response

Need Help? We Are Here For You

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy