The Andres Lopez Law Firm
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Is Your Insurance Company Not Treating You Fairly?

There is a paradox in how most people think about insurance. Many people have a sense of security because of the policies they carry. At the same time, most of us understand that there is a strong possibility that should we ever have to file a claim, we may not receive the level of service we have contracted for with the insurance company. This leaves people in the powerless position of needing and paying for insurance that they have to hope will cover their needs when the time comes. 

It should not be like that. People enter into contracts with insurance companies where they pay for specific coverage should certain events occur like a car accident or property damage. The reality is that the insurance companies employ excessively complex contracts that allow them to unfairly interpret the coverage they need to provide when a claim is filed. More specifically, insurance companies take direct action to prevent having to payout on legitimate claims. When insurance companies act in bad faith to deny claims, some of the signs a policy holder can look for include:


  • Unnecessary delays
  • Denial of legitimate claims
  • Settlement offers that are well below the value of a valid claim
  • Multiple requests for the same information
  • Changing the terms of a policy without notice

The list of tactics employed by insurance companies to prevent paying the compensation they owe to their customers is difficult to encapsulate due to its extensive nature and the fact that insurance companies will look for novel ways to deny or minimize a claim in order to better obscure the true nature of their efforts. 

The bottom line is, if you believe you are being treated unfairly by your insurance company, you may be the victim of bad faith. The only way you will know for sure is to discuss your situation with an experienced attorney who knows how to hold insurance companies accountable when they have failed to honor a policy. 

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