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April 2015 Archives

Few homeowners expected to return to the market after foreclosure

Foreclosure has negative effects for homeowners that last long after they must give up their property to the bank, according to the National Association of Realtors. The group says that the vast majority of people who lost their homes to foreclosure during the recent crisis and since then probably will never buy a house again.

Is Your Insurance Company Not Treating You Fairly?

There is a paradox in how most people think about insurance. Many people have a sense of security because of the policies they carry. At the same time, most of us understand that there is a strong possibility that should we ever have to file a claim, we may not receive the level of service we have contracted for with the insurance company. This leaves people in the powerless position of needing and paying for insurance that they have to hope will cover their needs when the time comes. 

Keep your home after foreclosure -- with no mortgage?!

In the past, we have discussed the huge backlog of foreclosure cases in Florida’s courts, and the creation of “foreclosure court” to try to deal with the problem. Florida law requires a judge to approve a lender’s seizure of a home, which is one reason for the delays in resolving foreclosure here.

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