The Andres Lopez Law Firm

Tips for a successful car accident insurance claim

If you have recently become involved in a car accident in Florida, you are probably expecting to be able to gain some form of compensation from your insurance company. Gaining damages is especially important if the accident was a serious one and caused personal injury.

While many drivers expect the insurance claim process to be straightforward, they may encounter challenges in getting the amount of insurance they think they deserve. This is because insurance companies generally try to do everything they can to minimize payouts. The following are some tips for ensuring you are successful in gaining justice regarding car accident compensation.

Understand how the law works in Florida

The law in Florida regarding car insurance is different from most other states. It makes a clear differentiation between property damage and personal injury. This means that the law for claiming damages is different for each.

If you want to make a claim for property damage, you will need to make a claim with the driver who was to blame for causing the accident. However, if personal injury was caused, associated damages will need to be claimed from your own insurance company, regardless of fault.

Objectively record all expenses relating to the injury

In order to claim damages back for all medical bills, you will need to ensure that you are recording all the costs. Transport to the hospital, as well as meals and hotel stays relating to the hospital stay should be recorded and receipts should be kept. Many people do not gain the correct amount of compensation because they failed to record the full amount of financial damages.

Don't post on social media

Insurance companies will be looking for any clue that you are exaggerating your claim. Therefore, it is vital that you don't post anything about the accident or the resulting damages on social media. This could undermine your claim because your insurance company could use the information against you.

If you have needed to pay for medical bills as a result of a car accident, it is important that you make sure you get the full amount of compensation. In order to do this, you need to understand the laws in Florida.

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