The Andres Lopez Law Firm

October 2015 Archives

Fewer South Florida homes are 'underwater' compared to 2014

A major factor in the U.S. foreclosure crisis was homeowners owing more on their mortgages than their houses were worth. This is known as being “underwater” on your mortgage, and it forced numerous Florida homeowners to lose their houses in recent years. Underwater homes are very difficult to sell, often forcing people to walk away and accept foreclosure instead.

How does robo-signing lead to unjust foreclosures?

As with most other civil litigation, a foreclosure proceeding can often seem like a battle of paperwork. Among the many documents filed by the lender and homeowner to the court, or delivered to each other, are affidavits. Affidavits are legal documents in which someone attests that something is true. The party making the assertion must sign the affidavit.

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